Legal

Terms and Conditions

Last updated: November 15, 2026

Welcome to StackCredo. These Terms and Conditions ("Terms") govern your access to and use of the StackCredo website, platform, APIs, and all related services (collectively, the "Service"). StackCredo is a software discovery platform that helps people discover, compare, and trust SaaS products and software development agencies. The platform is developed by vocxa.com. By accessing or using StackCredo, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Eligibility and accounts

You must be at least 18 years old and able to form a legally binding contract to use StackCredo. By using the Service, you represent and warrant that you meet these requirements.

You are solely responsible for:

• The accuracy, completeness, and truthfulness of all information you provide;
• Maintaining the confidentiality of your account credentials;
• All activities that occur under your account, whether or not authorized by you;
• Notifying us immediately of any unauthorized access or security breach.

Company administrators who claim or manage listings must have proper authority to act on behalf of that company. You agree to indemnify StackCredo against any claims arising from unauthorized representation.

2. The StackCredo service

StackCredo provides software and agency discovery, comparisons, guides, review collection, verification services, and related tools. We may offer free and paid features, including but not limited to promoted listings, enhanced profiles, review collection tools, and commercial services.

We reserve the right to:

• Modify, suspend, or discontinue any part of the Service at any time, with or without notice;
• Change pricing, features, or availability of any services;
• Limit access to certain features or the entire Service;
• Refuse service to anyone for any reason at our sole discretion.

Directory content is provided for informational purposes only. We do not guarantee that any product, agency, comparison, review, or information is accurate, complete, current, or suitable for your particular use case. You acknowledge that reliance on any information is at your own risk.

3. Listings and content rights

Listing removal and modification: StackCredo reserves the absolute and unconditional right to remove, modify, suspend, or refuse any listing at any time, for any reason or no reason, at our sole discretion and without prior notice. This includes but is not limited to:

• Listings that violate these Terms or our policies;
• Listings with inaccurate, misleading, or outdated information;
• Listings for products or services we deem inappropriate, harmful, or not aligned with our platform;
• Listings from companies that fail to verify their domain or identity;
• Listings that receive complaints, negative feedback, or raise quality concerns;
• Listings for any business, editorial, or strategic reason;
• Listings that compete with StackCredo or its affiliates;
• Any listing, at any time, without providing a reason.

No right to be listed: Submission of a listing does not guarantee acceptance or continued inclusion. Being listed on StackCredo is a privilege, not a right. We may reject any submission and are under no obligation to explain our decisions.

Content license: By submitting any content (including listings, descriptions, logos, images, videos, or other materials), you grant StackCredo a perpetual, irrevocable, worldwide, royalty-free, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such content in any media or format, whether now known or later developed, for any purpose.

4. Reviews and user-generated content

Review collection: StackCredo may collect reviews through various methods, including but not limited to:

• Direct submissions on our platform;
• Email invitation campaigns sent to customers of listed companies;
• Review invitation tools provided to listed companies;
• Aggregation or syndication from third-party sources;
• AI-assisted review analysis and summarization;
• Any other method we deem appropriate.

Review ownership and license: You retain ownership of reviews you submit, but you grant StackCredo the same perpetual, irrevocable license described above. We may use reviews for any purpose, including marketing, analytics, AI training, syndication to partners, and creating aggregate ratings.

Review moderation: We reserve the right to:

• Approve, reject, edit, or remove any review at our sole discretion;
• Delay publication of reviews pending verification;
• Remove reviews that violate our guidelines, even if previously published;
• Display, hide, or modify the order in which reviews appear;
• Use automated systems to detect and filter reviews;
• Permanently retain reviews even after removal from public display;
• Share review data with listed companies, partners, or third parties.

Review guidelines: Reviews must be honest, based on genuine experience, and comply with all applicable laws. You may not:

• Submit fake, incentivized, or misleading reviews;
• Review a product or service you have not actually used;
• Submit reviews on behalf of others without disclosure;
• Include defamatory, abusive, or illegal content;
• Manipulate ratings or reviews in any way.

5. Acceptable use

You agree not to:

• Scrape, crawl, or harvest data from StackCredo without written permission;
• Use automated systems, bots, or scripts to access the Service;
• Overload, disrupt, or interfere with our servers or infrastructure;
• Attempt to gain unauthorized access to any accounts, systems, or data;
• Circumvent any security measures or access controls;
• Misrepresent your identity or affiliation with any person or entity;
• Use the platform to spam, harass, threaten, or deceive others;
• Post or transmit any malicious code, viruses, or harmful content;
• Violate any applicable laws, regulations, or third-party rights;
• Engage in any activity that could damage StackCredo's reputation or business;
• Use the Service for any purpose not expressly permitted by these Terms.

6. Data collection and use

By using StackCredo, you consent to our collection, use, storage, and processing of data as described in our Privacy Policy. This includes:

• Account information, contact details, and company data;
• Listing content, reviews, and all submitted materials;
• Usage data, browsing behavior, and interaction patterns;
• Technical data including IP addresses, device information, and cookies;
• Communications with us or through our platform;
• Any other data you provide or that we collect through the Service.

We may use this data for any lawful purpose, including operating the Service, marketing, research, analytics, AI development, partnerships, and commercial purposes.

7. Communications and marketing

By providing your email address or other contact information, you expressly consent to receive:

• Transactional and operational communications;
• Marketing emails, newsletters, and promotional content;
• Research surveys and feedback requests;
• Partnership outreach and business development communications;
• Any other communications related to StackCredo or our services.

You may opt out of marketing communications via unsubscribe links or by contacting [email protected]. However, we may continue sending transactional messages necessary for account operation.

8. Intellectual property

StackCredo, its logos, branding, design, software, content, and all related intellectual property are owned exclusively by StackCredo / vocxa.com or its licensors. All rights are reserved.

You may not:

• Copy, reproduce, or distribute any part of the Service without permission;
• Modify, create derivative works, or reverse engineer the Service;
• Use our trademarks, logos, or branding without written consent;
• Remove or alter any copyright, trademark, or proprietary notices.

9. Third-party products and links

StackCredo contains listings, reviews, and links to third-party products, services, and websites. We are not responsible for:

• The accuracy, quality, or legality of third-party offerings;
• Third-party content, pricing, availability, or business practices;
• Any transactions, disputes, or damages arising from your dealings with third parties;
• The privacy practices or security of third-party websites.

Your interactions with listed companies and third parties are entirely at your own risk.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

• Merchantability and fitness for a particular purpose;
• Non-infringement of third-party rights;
• Accuracy, reliability, or completeness of any content;
• Uninterrupted, secure, or error-free operation;
• That the Service will meet your requirements or expectations.

11. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• StackCredo, vocxa.com, and their affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to loss of profits, revenue, data, goodwill, or business opportunities, arising from your use of or inability to use the Service, regardless of the cause of action or theory of liability.
• Our total aggregate liability for any claims relating to the Service shall not exceed the greater of: (a) amounts you paid us in the twelve months preceding the claim, or (b) USD $50.
• These limitations apply even if we have been advised of the possibility of such damages and even if any remedy fails of its essential purpose.

12. Indemnification

You agree to indemnify, defend, and hold harmless StackCredo, vocxa.com, and their affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your use of the Service;
• Your content, listings, or reviews;
• Your violation of these Terms;
• Your violation of any rights of any third party;
• Any dispute between you and any third party.

13. Termination

We may terminate or suspend your access to all or part of the Service immediately, without prior notice or liability, for any reason, including but not limited to:

• Violation of these Terms;
• Conduct that we determine is harmful to other users, us, or third parties;
• Requests by law enforcement or government agencies;
• Extended periods of inactivity;
• Any reason or no reason at our sole discretion.

Upon termination, your right to use the Service ceases immediately. We may retain your data as permitted by law and these Terms. Provisions that by nature should survive termination shall survive, including intellectual property rights, disclaimers, limitations of liability, and indemnification obligations.

14. Governing law and disputes

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where vocxa.com is registered, without regard to conflict of law principles. Any disputes arising from these Terms or the Service shall be resolved exclusively in the courts of that jurisdiction, and you consent to personal jurisdiction in those courts.

15. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. The "Last updated" date will reflect changes. Your continued use of the Service after any modifications constitutes acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

16. General provisions

• Entire Agreement: These Terms constitute the entire agreement between you and StackCredo regarding the Service.
• Severability: If any provision is found unenforceable, the remaining provisions remain in effect.
• Waiver: Our failure to enforce any right or provision does not constitute a waiver.
• Assignment: We may assign these Terms without restriction. You may not assign your rights without our consent.
• No Agency: Nothing in these Terms creates a partnership, joint venture, or agency relationship.

17. Contact

For questions about these Terms, contact [email protected]. StackCredo is developed by vocxa.com.